In this article, I will cover the Best Travel Insurance in Singapore so that you are able to make an educated choice. Travel insurance is required for protecting yourself from unexpected circumstances such as health issues, trip cancellations, and luggage misplaced.

I will highlight major contenders, their benefits, and what to pay attention to in order to find the best policy that caters to your requirements.

Key Points & Best Travel Insurance In Singapore List

Plan Name	Key Point
Starr TraveLead Insurance	Offers 24/7 global emergency assistance and COVID-19 coverage.
HL Assurance Travel Protect360 Basic	Budget-friendly with essential coverage and COVID-19 medical protection.
INCOME Standard Classic	Comprehensive coverage with trip cancellation and overseas medical benefits.
MSIG TravelEasy Standard	Covers travel inconveniences, medical, and COVID-19 disruptions.
Tiq Entry	Entry-level plan with modular add-ons including COVID-19 and trip delays.
FWD Premium	High-tier coverage with adventurous activity protection and COVID-19 cover.
DirectAsia Voyager 150	Competitive rates with flexible single and annual trip options.
Singlife Travel Lite	Digital-first, budget plan with essential travel disruption protection.
AIG Travel Guard® Direct – Basic	Reliable global insurer offering basic trip and medical coverage.
Bubblegum Travel Insurance	Simple, affordable travel insurance with straightforward benefits.

10 Best Travel Insurance In Singapore

1.Starr TraveLead insurance

Starr TraveLead Insurance is one of the best in Singapore, offering not only protective cover for travelers, but at an affordable rate as well. Starr TraveLead offers comprehensive cover from overseas medical expenses to trip cancellations, travel delays and even baggage loss.

Also, global emergency assistance and medical attention for COVID-19 is provided, catering to leisure and business travelers alike.

Starr Trave Lead adapts to different travel needs and budgets with its tiered plans and add-on customizations. Travelers in Singapore surpass its competitors due to its fast claim processing and global support, which is ideal for frequent flyers.

Feature	Details
Emergency Assistance	24/7 global emergency assistance.
COVID-19 Coverage	Medical coverage and trip cancellations related to COVID-19.
Medical Expenses	Overseas medical expenses coverage.
Trip Cancellation	Covers trip cancellation due to unforeseen events.
Baggage Loss	Compensation for lost or delayed baggage.
Travel Delay	Compensation for trip delays.

2.HL Assurance Travel Protect360 Basic

HL Assurance is efficiently managing customer claims and supporting them which makes their services stand out. Protect360 Basic would work best for short trips as it is less expensive and provides the most benefits for travelers on a budget.

This plan is exceptional considering it’s one of the most affordable options available in Singapore for travel insurance. It offers overseas medical expense coverage, travel delay compensation, and baggage loss protection.

Additionally, the plan offers coverage for the pandemic by providing COVID-19 medical and quarantine expense coverage making it suitable for post-pandemic travel.

Feature	Details
Emergency Assistance	24/7 global emergency assistance.
COVID-19 Coverage	Covers medical expenses and cancellations due to COVID-19.
Medical Expenses	Overseas medical expenses protection.
Trip Cancellation	Covers cancellations due to covered reasons.
Baggage Loss	Compensation for lost or delayed baggage.
Travel Delay	Compensation for travel delays.

3.INCOME Standard Classic

INCOME Standard Classic is one of the best rated travel insurance plan in Singapore as it has comprehensive features and capabilities for travelers. The plan provides $250,000 of medical treatment cover and $150,000 of personal accident cover.

It also provides trip cancellation cover of up to $5,000, travel delay cover of $1,000 and baggage loss of $3,000. Most importantly, it has provisions for COVID-19 medical expenses and trip disruptions which provides additional security during pandemic times.

It also has provisions for adventurous activities such as scuba diving and skiing. These features make it ideal for travelers seeking adventure. With reasonable premiums and great benefits, INCOME Standard Classic is undoubtedly one of the best in travel insurance in Singapore.

Feature	Details
Emergency Assistance	24/7 global emergency assistance.
COVID-19 Coverage	Comprehensive coverage for COVID-19 related medical expenses and trip cancellation.
Medical Expenses	Covers medical costs overseas, up to a high limit.
Trip Cancellation	Covers trip cancellation costs.
Baggage Loss	Loss or damage compensation for baggage.
Adventure Activity Coverage	Covers adventurous activities like skiing or diving.

4.MSIG TravelEasy Standard

In Singapore, the MSIG TravelEasy Standard is one of the most popular travel insurance plans due to MSIG TravelEasy insurance’s extensive coverage. It also offers S$75,000 to cover medical expenses incurred while traveling and S$1 Million for medical evacuation and repatriation.

Moreover, the plan covers trip cancelation of S$3,000, travel delays of S$1,500 and loss of baggage worth S$7,500. Most importantly, MSIG TravelEasy Standard covers COVID-19 related expenses for medical treatment and travel disruption which is a vital coverage needed nowadays.

All these benefits alongside low premiums makes this plan one of the most recognized travel insurance plans in Singapore.

Feature	Details
Emergency Assistance	24/7 global emergency assistance.
COVID-19 Coverage	Covers medical expenses and trip disruptions due to COVID-19.
Medical Expenses	Comprehensive coverage for overseas medical expenses.
Trip Cancellation	Covers cancellation costs up to a specified limit.
Travel Delays	Compensation for trip delays.
Baggage Loss	Loss or damage compensation for baggage.

5.Tiq Entry

Accessible and affordable, Tiq Entry by Etiqa offers travel insurance in Singapore perfect for budget-friendly travelers looking for basic coverage.

The plan provides up to S$200,000 for medical expenses incurred overseas and S$5,000 for trip cancellations.

It offers additional benefits for delays and loss of baggage as well as providing emergency assistance 24 hours a day, seven days a week.

There is an optional COVID-19 add-on that enhances coverage with S$100,000 for medical expenses and additional funds of S$20,000 for quarantine and trip disruption allowances.

With automated claims for flight delays, real time travel updates, and numerous other features, Tiq Entry provides a stress-free travel experience.

Feature	Details
Emergency Assistance	24/7 emergency assistance services worldwide.
COVID-19 Coverage	Optional add-on for COVID-19 coverage, including medical and quarantine-related expenses.
Medical Expenses	Overseas medical expenses covered.
Trip Cancellation	Covers cancellations due to specific reasons.
Baggage Loss	Compensation for lost or delayed baggage.
Travel Delay	Compensation for delays, depending on the policy.

6.FWD Premium

FWD Premium is a highly rated travel insurance policy in Singapore because it provides value for money and comprehensive coverage. It offers up to S$200,000 for overseas medical expenses and provides unlimited emergency medical evacuation.

Additionally, the policy covers trip cancellations up to S$7,500, travel delays up to S300, and baggage loss up S3,000. There is also a COVID-19 add-on which provides further coverage of up to S$200,000 for medical expense

S5,000 for trip cancellations, and COVID-19 quarantine and hospitalization allowances. FWD Premium is among the best travel insurance policies in Singapore due to the 24/7 emergency assistance and cashless claim mobile app.

Feature	Details
Emergency Assistance	24/7 global emergency assistance.
COVID-19 Coverage	Extensive COVID-19 coverage, including medical costs and trip cancellations.
Medical Expenses	Covers medical expenses overseas, with high limits.
Trip Cancellation	Up to S$7,500 for trip cancellations.
Baggage Loss	Up to S$3,000 for lost or damaged baggage.
Emergency Evacuation	Coverage for emergency evacuation due to medical emergencies.

7.DirectAsia Voyager 150

In Singapore, travelers looking for basic protection will find the DirectAsia Voyager 150 as one of the cheapest travel insurance options.

The plan offers up to S$150,000 in medical coverage for overseas travelers and S$1,500,000 for medical evacuation and repatriation.

It also provides coverage for trip cancellations up to S$3,000, travel delays up to S$1,000, and baggage loss of up to S$1,000.

Some essential pandemic expenses can be covered with an optional COVID-19 add-on. Given the low premiums offered with extensive coverage, the plan is extremely economical.

Feature	Details
Emergency Assistance	24/7 emergency assistance.
COVID-19 Coverage	Optional COVID-19 coverage for medical expenses and trip disruptions.
Medical Expenses	Coverage for overseas medical expenses, including hospital stays.
Trip Cancellation	Covers trip cancellations, with up to S$3,000 compensation.
Baggage Loss	Compensation for baggage loss or damage, up to S$1,000.
Travel Delay	Covers travel delays, with compensation provided.

8.Singlife Travel Lite

In Singapore, the Singlife Travel Lite plan offers budget-friendly travel insurance. It offers medical expenses of up to S$250,000 and trip cancellations of up to S$5,000. Additionally, expenses incurred due to travel delays are also covered up to S$500, while loss or damage of baggage is covered up to S$3,000.

Singlife is also providing COVID-19 coverage which includes up to S$50,000 for medical expenses and S$500 for trip cancellations. Given that the premiums are low and the benefits are many, Singlife Travel Lite is an outstanding travel insurance option in Singapore.

Feature	Details
Emergency Assistance	24/7 emergency assistance available.
COVID-19 Coverage	Includes COVID-19 coverage for medical costs and quarantine-related expenses.
Medical Expenses	Overseas medical coverage up to S$250,000.
Trip Cancellation	Covers cancellations up to S$5,000.
Baggage Loss	Up to S$3,000 for baggage loss.
Travel Delay	Travel delay compensation included.

9.AIG Travel Guard® Direct – Basic

AIG Travel Guard® Direct – Basic is a travel insurance in Singapore that is both affordable and reliable, featuring fundamental coverage for travelers. It gives up to S$100,000 for overseas medical expenses and S$50,000 for medically related expenses due to COVID-19.

The plan also includes S$5,000 for trip cancellations and S3,000 for baggage loss or damage. With pandemic related restrictions, it also provides 24/7 global emergency assistance and automatic policy extension of up to 30 days due to COVID-19 trip delays.

Considering the value of its comprehensive benefits and reasonable premiums, AIG Travel Guard® Direct – Basic is optimal for travelers looking to have a stress-free trip.

Feature	Details
Emergency Assistance	24/7 emergency services available worldwide.
COVID-19 Coverage	Coverage for COVID-19-related medical expenses and trip cancellations.
Medical Expenses	Up to S$100,000 for overseas medical expenses.
Trip Cancellation	Up to S$5,000 for trip cancellations.
Baggage Loss	Compensation for baggage loss and damage.
Travel Delay	Compensation for travel delays, depending on duration.

10.Bubblegum Travel Insurance

The simplest and most affordable option for travelers in Singapore is Bubblegum Travel Insurance. Starr International Insurance underwrites it, which offers medical coverage for overseas expenses up to S$150,000.

Additionally, it provides S$5,000 for trip cancellations and S$3,000 for lost or damaged baggage. This plan also covers expenses incurred due to delays in travel and baggage, as well as unlimited emergency medical evacuation.

Importantly, it also covers medical expenses related to COVID-19, including trip cancellations and quarantines; up to S$100 per day is allotted for quarantine stays. The travel insurance policies are priced from S$4.50 per day, positioning it as one of the most affordable options in the market.

Feature	Details
Emergency Assistance	24/7 global emergency assistance.
COVID-19 Coverage	Covers COVID-19-related medical expenses, cancellations, and quarantines.
Medical Expenses	Overseas medical expenses up to S$150,000.
Trip Cancellation	Trip cancellation coverage, up to S$5,000.
Baggage Loss	Up to S$3,000 for baggage loss or damage.
Travel Delay	Daily allowances for travel delays, with up to S$100 per day.

Conclusion

In conclusion Depending on your specific requirements, budgetary constraints, and nature of travel, choosing travel insurance in Singapore can be both easy and complicated.

For instance, Starr TraveLead Insurance, HL Assurance Travel Protect360, and INCOME Standard Classic have comprehensive medical cover, trip cancellation insurance, and COVID-19 coverage.

From all the options available, compare the premiums, coverage limits, and other important offered benefits relevant to your travel needs.